This is time to realize our entrepreneurial dreams

As entrepreneurs we are idealistic, we want to change the world, we want to cure cancer, we want to end hunger, we want to end climate change. But for financiers, you are too risky. In their eyes, your chance of succeeding is close to zero. You are bound to lose with your idealism.

So what happens? Knowing this, fund managers, banks tend to give loans to less risky businesses or assets. Real estate is considered safe (is it right? Only time will tell), so you won't get denied a loan for a home but if you want a loan to make a company end hunger in the world, I can say that nobody will give you their money. Maybe your parents yes, will support their child. This is called love money (I love you son/daughter).

But now the money printing has gone so wild that it looks for investments even for ones that weren’t sexy at all a year ago. Harlem Capital aims to distribute hundreds of millions of dollars to projects from entrepreneurs from diverse backgrounds. Check out their website https://harlem.capital/.

While this is a piece of good news for every entrepreneur, every dreamer, every changemaker in the world, this means that there is a lot of money in the world now chasing assets! Even the risky ones! Great time to build a startup!

A year ago if your dream is to make the world a better place, or to eliminate plastic from the ocean, nobody will give you money (except if you’re trying to get money from CSRs). If you want to make a shitty app about real estate, you can get tons of money for your app. The idea is simple, in the mind of VCs or investors: real estate equals no risk, high return. Every other idea needs to be studied in-depth and you will give more part of the share because of the risk premium.

But now welcome to the world of cheap money. We should really use this opportunity to bring our concepts to the world.